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An entity which provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter.A person or entity who buys insurance is known as a policyholder, while a person or entity … Please tap the Allow button to continueAllow button to continue It pays a certain sum to take care of your family’s financial needs in case of your unfortunate demise. 9 The percentage savings is for a regular pay Max Life Smart Secure Plus Plan ( A Non Linked Non Participating Individual Pure Risk Premium Life Insurance Plan, UIN - 104N118V02)– Life Option for 1 cr life cover for a 35 year old, non-smoker male for a policy term of 40 years vs a 10 year policy term with the same details’ Term Insurance plan is a simple and pure risk cover form of life insurance. Find the latest business news on Wall Street, jobs and the economy, the housing market, personal finance and money investments and much more on ABC News ... 2020 Report to Members. 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