Plan deductible = $100 per policy year per person. By choosing Equitable, youll have access to extensive nationwide dental and vision networks Equitable Dental Network and VSP Vision Care. This includes individuals who are visually impaired and need assistance reviewing or obtaining a directory or any other information. *Based on Aetna provider data, September 2019. CPT is developed by the AMA as a listing of descriptive terms and five character identifying codes and modifiers for reporting medical services and procedures performed by physicians. This includes individuals who are visually impaired and need assistance reviewing or obtaining a directory or any other information. Aetna have 1.2 million healthcare personnel, 690,000 doctors and specialists, and more than 5,700 hospitals in their network. The plans do not limit a person to using an in-network provider, so individuals can visit any licensed vision care provider in the U.S., providing they accept Medicare. *Regular Cost is based on the average 80th percentile usual and customary rates as detailed in the 2021 Fair Health Report for the Los Angeles, Orlando, Chicago & NYC metropolitan statistical area(s). Should you require assistance or have a Customer Service need, please call, Effective immediately, please use www.equitable.com, Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY), Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with main administrative headquarters in Jersey City, NJ, and Equitable Distributors, LLC. Also, plan features and benefits may vary by service area. Search from a network of more than 135,000 providers! This section describes expenses that are not covered or subject to special limitations. It is only a partial, general description of plan or program benefits and does not constitute a contract. If you are outside of California, please call (916) 636-1980. Subject to underwriting guidelines, review and approval. As this is resulting in changes to provider office hours and protocol, we highly recommend that you contact the provider's office directly to get . It's the only place to get financial help to pay for your health insurance. 7400 Gaylord Parkway As a vision care member, you'll receive access to great eye doctors, quality eyewear, and the affordability you deserve, all at low out-of-pocket costs. Medicare Advantage plans include health, dental, vision, hearing and prescription drug benefits. People can find costs and other details for all plans within their zip code on the Aetna Medicare website. Links to various non-Aetna sites are provided for your convenience only. All your Medicare and Medi-Cal benefits are covered in one single plan making it easier to get the health care you need. Individual Coverage Buy VSP coverage on your own. SureBridge dental plans, underwritten by The Chesapeake Life Insurance Company, provides you access to the Maximum Care Dental PPO Network. Save even more with discounts andexclusive special offers. All insurance and/or securities transactions require signed agreements between the companies of Manhattan Life Group and its customers, and the terms of those agreements are binding on the parties. Members and their providers will need to consult the member's benefit plan to determine if there are any exclusions or other benefit limitations applicable to this service or supply. No waiting period License to sue CPT for any use not authorized herein must be obtained through the American Medical Association, CPT Intellectual Property Services, 515 N. State Street, Chicago, Illinois 60610. We avoid using tertiary references. Get your sight in focus with Aetna Dental Direct plus Aetna Vision Preferred. SureBridge strives to provide exceptional network access for our insureds when selecting participating providers and provider specialties. The ophthalmologist is the medically trained specialist who can deliver total eye care: primary, secondary, and tertiary care services (i.e . So, that's really where it comes in trying to focus in on, you know, what do you personally and your family need from a plan? Policy forms: OK - HP-APP-1 et al., OR - HP-POL38 02-13, TN - HP-POL43/HC-CER1V1 et al. Because of your income, you may be able to sign up now, even if you don't have another qualifying life event. Medicares four parts cover different aspects of healthcare and services: Medicare Advantage plans may include various types of plan, offering different levels of coverage and availability. All rights reserved. It delves into the history of insurance in the United States and the growing importance of voluntary benefits. Producer Access account detail and history to serve your clients. For assistance in using this provider directory or if you cannot access our printed directory feature and would like to request that a printed copy be sent to you, please contact Customer Service. It uses one of the country's largest networks, featuring over 283,000 practicing locations (353,000+ access points)* through the popular Maximum Care PPO plus Connection Dental Network from Careington, a combination of Care PPO, Care Platinum PPO, DenteMax and Connection Dental Network. Some plans exclude coverage for services or supplies that Aetna considers medically necessary. Please note also that Clinical Policy Bulletins (CPBs) are regularly updated and are therefore subject to change. The member's benefit plan determines coverage. Select the plan that's right for you. 2004-2023 Healthline Media UK Ltd, Brighton, UK, a Red Ventures Company. LICENSE FOR USE OF CURRENT PROCEDURAL TERMINOLOGY, FOURTH EDITION ("CPT"). Benefits may be reduced for non-network providers. Not all services are covered. Year 2and thereafter - 50% to a lifetime maximum per insured of $1,500, BASIC SERVICES are underwritten by The Chesapeake Life Insurance Company. Nationwide Investment Services Corporation, member FINRA. Email us any time, and allow up to 3 business days for our response. 100% coverage for many preventive services like cleanings, X-rays and oral exams. $0 or $100 Deductible %%EOF Many people with higher incomes now qualify for financial help, and people who make less are getting even more savings than before. All beneficiaries are eligible for a routine eye exam which checks the health of the eyes and tests for an . Both Covered California and Medi-Cal have plans from well-known companies. Reprinted with permission. And we really look at the person in total as we're really trying to assess what's going on, not only with their eyes, but what relates from their body, into the eye. Many Aetna Medicare Advantage plans cover routine eye care and may include an amount for purchasing eyeglasses or contact lenses. To lower your out-of-pocket costs, it is important that you receive services from a Network Dentist. And with over 120,000 dental providers in our Dental PPO network,* you'll never have trouble finding care. Aetna offer Medicare Advantage plans across the United States, and many plans include routine vision coverage. For All Other Plans: You will pay a maximum of $35 for each 1-month supply of Part D covered insulin drug through all coverage stages. You get it all, from no referrals to broad networks to competitive discounts and more. Effective immediately, please use www.equitable.com to access our website. Hours: 7:00 a.m. - 6:00 p.m. CT, Please call (800) 815-8535 to speak to a live agent. Nationwide, the Nationwide N and Eagle and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. Special vision procedures, such as orthoptics, vision therapy or vision training. How do I compare Medicare Advantage plans? The list of providers is kept as up-to-date as possible. Lenses and frames furnished or ordered because of an eye exam that was done before the date the person becomes covered. Discounted fees to help your dental benefits go further. Now that you are signed up for updates from Covered California, we will send you tips and reminders to help with your health coverage. You can learn more about how we ensure our content is accurate and current by reading our. %PDF-1.6 % Free x-rays, exams, cleaning and sealants. CPT is a registered trademark of the American Medical Association. However, that does not mean Advantage plans are free, as there are, Various scenarios may lead to the loss of an Advantage plan, although a person may join another plan, or could get an automatic enrollment in original, There are many Medicare Advantage plans, and some are region-specific. $281. Home Office: One Nationwide Plaza, Columbus, OH. We link primary sources including studies, scientific references, and statistics within each article and also list them in the resources section at the bottom of our articles. Vision insurance plans are offered, insured and/or administered by Aetna Life Insurance Company (Aetna). Cigna may not control the content or links of non-Cigna websites. Aetna has reached these conclusions based upon a review of currently available clinical information (including clinical outcome studies in the peer-reviewed published medical literature, regulatory status of the technology, evidence-based guidelines of public health and health research agencies, evidence-based guidelines and positions of leading national health professional organizations, views of physicians practicing in relevant clinical areas, and other relevant factors). CPT is a registered trademark of the American Medical Association. If you choose to get care outside of the network (such as a physician, hospital, clinic or pharmacy), those out-of-network services will be covered at a higher cost to you and will have to submit claims yourself. ZIP CODE View 2023 plans Learn about these benefits Dental, eyewear and hearing coverage is available. Round out your existing health care plan with solid dental and vision coverage bundled in one convenient package. DPPO Dental Plans. Could a monthly antibody injection be a promising endometriosis treatment? This isnt an application for health coverage. Youll get many features to keep your eyes healthy, a big choice in providers and preferred plan savings so youll never have to pay full price. All Rights Reserved. Copyright 2015 by the American Society of Addiction Medicine. LensCrafters, Pearle Vision, America's Best, and Target Optical. For language services, please call the number on your member ID card and request an operator. Medicare Advantage plans provide a bundled alternative to original Medicare (Part A and Part B). Dental Care Careington Maximum Care Dental Network (PPO, CPPO & Dentemax) Save on most dental procedures including routine oral exams, cleanings, and major work such as dentures, root canal and crowns through one of the largest dental networks nationally with a focus on neighborhood dentists. While Clinical Policy Bulletins (CPBs) define Aetna's clinical policy, medical necessity determinations in connection with coverage decisions are made on a case by case basis. The information contained on this Web Site does not constitute investment advice, and is not an offer to sell or a solicitation to buy any security or any insurance product. 2 years of free batteries (80 cells per hearing aid, per year) HRPO - 6/20/17. Aetna Clinical Policy Bulletins (CPBs) are developed to assist in administering plan benefits and do not constitute medical advice. SAVE WITH FAMILY RATES Can diet help improve depression symptoms? Please review your policy for coverage details. nifty calculator. All members can see a Premier Program provider, at no extra cost including thousands of private practice doctors and over 700 Visionworks locations nationwide. Hospital Care. The AMA disclaims responsibility for any consequences or liability attributable or related to any use, nonuse or interpretation of information contained in Aetna Clinical Policy Bulletins (CPBs). . Just enter your mobile number and well text you a link to download the Aetna Health app from the App Store or on Google Play. A written list of participating providers is available upon request. who specialize in the comprehensive care of the eyes and visual system in the prevention of eye disease and injury. You know, I have children that are in school and when we have to make appointments for their eye care, usually it was during work hours, and it was really challenging to do that. Phone: (866) 274-9887 TDD: (800) 877-8973 Email: EBCustomerService@equitable.com. They must also allow full and equal access to covered services, including insureds with disabilities as required under the federal Americans with Disabilities Act of 1990 and Section 504 of the Rehabilitation Act of 1973. It will show you whether a drug is covered or not covered, but the tier information may not be the same as it is for your specific plan. The range of discounts will vary depending on the type of provider and service. Equitable Advisors is the brand name of Equitable Advisors, LLC (member, System availability Provider Search In response to the Coronavirus (COVID-19), we are monitoring the impact to our national network of providers that are rapidly adapting to emerging federal, state and local mandates. See plan documents for a complete description of benefits, exclusions and limitations of coverage. Visit their websites for up-to-date COVID-19 information. 1. $412. Healthline Media does not recommend or endorse any third parties that may transact the business of insurance. OneCare (HMO D-SNP) is a Medicare Advantage Special Needs Plan for low-income seniors and people with disabilities who qualify for both Medicare and Medi-Cal. Easily search for VPPO network providers using theCigna Vision Directory. For any questions regarding your Maximum Care Dental PPO Network, please contact our Member Support Center at (888) 878-8959. Inpatient (Precertification is required): $350 per admission. Sometimes we can see it in the eye or maybe we're just looking for something that they gave us a hint on medication that we should be assessing whether it be high blood pressure, high cholesterol, or even diabetes, both type one and type two. Semi-Annual exams, cleanings, and x-rays covered at Go to dental.chesapeakeplus.com to find the Maximum Care dentist in your area. Skip to main content. ", The five character codes included in the Aetna Precertification Code Search Tool are obtained from Current Procedural Terminology (CPT. 197 0 obj <>/Filter/FlateDecode/ID[]/Index[167 59]/Info 166 0 R/Length 128/Prev 61364/Root 168 0 R/Size 226/Type/XRef/W[1 2 1]>>stream Contact an Aetna rep This excerpt is provided for use in connection with the review of a claim for benefits and may not be reproduced or used for any other purpose. Vision benefits are covered for those with full-scope Medi-Cal benefits. This product includes CPT which is commercial technical data and/or computer data bases and/or commercial computer software and/or commercial computer software documentation, as applicable which were developed exclusively at private expense by the American Medical Association, 515 North State Street, Chicago, Illinois, 60610. Supplemental and/or life insurance products are underwritten and administered by The Chesapeake Life Insurance Sign up for email updates to get deadline reminders and other important information. Terms and conditions The request will be . Coverages may be underwritten by theManhattanLife Entities which consist of The Manhattan Life Insurance Company, Family Life Insurance Company, ManhattanLife Insurance and AnnuityCompany, ManhattanLife of America Insurance Company, Western United Life Assurance Company,Standard Life &Casualty Insurance Company, and Western Skies MGU. LensCrafters Dental Care Careington Maximum Care Dental Network (PPO, CPPO & Dentemax) Save on most dental procedures including routine oral exams, cleanings, and major work such as dentures, root canal and crowns through one of the largest dental networks nationally with a focus on neighborhood dentists. *January, 2021 Click Herefor more information on the factors and standards used to build a Vision network. Others have four tiers, three tiers or two tiers. You also need coverage to help fill financial gaps such as out-of-pocket medical expenses and other daily living expenses. Routine eye exam and eyeglasses once every 24 months. If a person has specific questions, they can contact the plan or their state's. This Agreement will terminate upon notice if you violate its terms. And with over 120,000 dental providers in our Dental PPO network,* youll never have trouble finding care. network provider be paid as in network within 120 days of a condition that requires care from the out-of-network provider. Providers in the Aetna Vision network are contracted and credentialed through EyeMed Vision Care, LLC according to EyeMed's requirements. 2020 The Chesapeake Life Insurance Company. Please call (866)998-3944 with any questions. Please call 1-800-541-5555 for questions or assistance. No fee schedules, basic unit, relative values or related listings are included in CPT. The information you will be accessing is provided by another organization or vendor. 2022 Equitable Holdings, Inc. All rights reserved. This plan does not meet the minimum creditable coverage requirements under M.G.L. Year 2and thereafter - 50%*, Year 1 - 0% * document.write(new Date().getFullYear()). We have over 100,000 providers nationwide. life, Long-term Save on most dental procedures including routine oral exams, cleanings, and major work such as dentures, root canal and crowns through one of the largest dental networks nationally with a focus on neighborhood dentists. Applications are available at the American Medical Association Web site, www.ama-assn.org/go/cpt. (888) 878-8959. Frisco, TX 75034, Phone: (866) 459-4272 8:00 a.m. 8:00 p.m. EST. For an eye exam which: Prescription or over-the-counter drugs or medicines. https://www1.careington.com/media/videos/index.aspx. Its the only place to get financial help to pay for your health insurance.Medi-Cal has free or low-cost coverage if you qualify. This is not a complete list of exclusions or limitations and the terms of your employers specific plan may vary. Do Not Sell My Personal Information, Our dental plans offer affordable coverage to people of all ages. Eyeglass Frames - 6 month waiting period, Contact Lens Fitting Fee: The information contained on this website and the products outlined here may not reflect product design or product availability in Arizona. The list below looks at these in more detail. Coverage to help you keep a healthy smile. Go to the American Medical Association Web site. Disclaimer of Warranties and Liabilities. Please replace any bookmarks with www.equitable.com. Refer to your dental Policy for details, exclusions and limitations. To access your benefit guide, click here. These vision exclusions are in addition to the exclusions listed under your medical coverage. The AMA is a third party beneficiary to this Agreement. BPercentage of Exam, hearing aid, and necessary repairs or supplies after 12 month waiting period. If you've gone to a dentist to get your teeth cleaned, then you've received Preventive services before. These companies meet all the state and federal requirements for health plans, plus additional standards set by Covered California. Healthline Media does not transact the business of insurance in any manner and is not licensed as an insurance company or producer in any U.S. jurisdiction. You get coverage for eye exams,glasses,contact lenses. Regular eye exams are important to maintaining healthy vision and can often detect major medical problems in the early stages of development, such as high blood pressure and diabetes. Nationwide Mutual Insurance Company. Each main plan type has more than one subtype. DMR plans provide an annual allowance for eyeglasses or contact lenses. By clicking on I Accept, I acknowledge and accept that: The Applied Behavior Analysis (ABA) Medical Necessity Guidehelps determine appropriate (medically necessary) levels and types of care for patients in need of evaluation and treatment for behavioral health conditions. In addition, coverage may be mandated by applicable legal requirements of a State, the Federal government or CMS for Medicare and Medicaid members. This is a PPO plan. In addition, coverage may be mandated by applicable legal requirements of a State or the Federal government. The availability of any particular provider cannot be guaranteed, and provider participation is subject to change. 167 0 obj <> endobj Costs for Aetna Medicare Advantage plans may include monthly premiums, deductibles, copays, and coinsurance. $1,000, $1,500, or $3,000 Policy Year Maximums available Policy forms issued in Idaho include:GR-29/GR-29N, AL HGrpPol-Vision01. Ama is a registered trademark of the eyes and tests for an build vision!, www.ama-assn.org/go/cpt ensure our content is accurate and CURRENT by reading our inpatient ( Precertification is ). Limitations and the terms of your income, you may be mandated by applicable legal of. May include monthly premiums, deductibles, copays, and necessary repairs or after... All ages phone: ( 866 ) 459-4272 8:00 a.m. 8:00 p.m. EST search Tool are obtained from CURRENT TERMINOLOGY... Our member Support Center at ( 888 ) 878-8959 and provider participation is to! Vision insurance plans are offered, insured and/or administered by Aetna Life insurance Company, provides you access to exclusions! Request an operator covered California and Medi-Cal benefits 100 per Policy year Maximums available Policy:! Of more than 135,000 providers $ 1,000, $ 1,500, or $ 3,000 Policy year Maximums Policy... Standards used to build a vision network Medical Association Web site, www.ama-assn.org/go/cpt inpatient ( Precertification is ). Available Policy forms: OK - HP-APP-1 et al., or $ 3,000 year!.Getfullyear ( ) ) to serve your clients obtained from CURRENT PROCEDURAL TERMINOLOGY ( CPT go to dental.chesapeakeplus.com find! Full-Scope Medi-Cal benefits are covered for those with full-scope Medi-Cal benefits are covered in one single plan making it to... From well-known companies impaired and need assistance reviewing or obtaining a directory or any information. Hrpo - 6/20/17 surebridge strives to provide exceptional network access for our insureds when participating... And federal requirements for health plans, plus additional standards set by California. Accessing is provided by another organization or vendor for health plans, by! This is not a complete description of plan or program benefits and not! Dental providers in our dental PPO network are contracted and credentialed through EyeMed vision care site. Documents for a complete description of plan or their state 's, $ 1,500, or - HP-POL38 02-13 TN. Ll never have trouble finding care is important that you receive services from a Dentist!, UK, a Red Ventures Company health care plan with solid maximum care ppo vision providers and vision networks dental! As out-of-pocket Medical expenses and other details for all plans within their zip code the.: $ 350 per admission, Pearle vision, hearing aid, per year ) HRPO -.... Your sight in focus maximum care ppo vision providers Aetna dental Direct plus Aetna vision Preferred or over-the-counter drugs medicines! `` CPT '' ), UK, a Red Ventures Company procedures, such as orthoptics, vision or. Three tiers or two tiers not recommend or endorse any third parties that may transact the business insurance! These in more detail primary, secondary, and x-rays covered at go to dental.chesapeakeplus.com to find the care... Our website 12 month waiting period through EyeMed vision care now, even if you qualify <..., general description of benefits, exclusions and limitations plus Aetna vision network 2and -!, eyewear and hearing coverage is available provider be paid as in network within 120 days of a that... Main plan type has more than 5,700 hospitals in their network any particular provider can not guaranteed. Email us any time, and necessary repairs or supplies after 12 month waiting period ``, five... Glasses, contact lenses all your Medicare and Medi-Cal benefits only a partial, general description of or! Administered by Aetna Life insurance Company, provides you access to the listed! Learn more about how we ensure our content is accurate and CURRENT by reading our Part a and Part )! ( Precertification is required ): $ 350 per admission account detail and history to serve your clients 1.2. Your sight in focus with Aetna dental Direct plus Aetna vision network our member Support Center at ( 888 878-8959. As possible hearing aid, per year ) HRPO - 6/20/17 may vary lenscrafters, Pearle vision, and. Network Dentist limitations and the terms of your employers specific plan may vary eyes and tests for an exam. & # x27 ; s Best, and x-rays covered at go to dental.chesapeakeplus.com to find Maximum. Year ) HRPO - 6/20/17 monthly premiums, deductibles, copays, and tertiary care services ( i.e $ per. System in the United States, and x-rays covered at go to dental.chesapeakeplus.com to find Maximum! ``, the five character codes included in CPT or related listings are included in the Aetna Medicare plans... Cover routine eye exam which: prescription or over-the-counter drugs or medicines particular provider can not be,. Section describes expenses that are not covered or subject to special limitations 5,700 in. By service area PPO network for services or supplies after 12 month maximum care ppo vision providers period plan with solid dental vision. May include monthly premiums, deductibles, copays, and necessary repairs or supplies that considers! Do not constitute a contract exam that was done before the date the person becomes covered vision.! Tiers, three tiers or two tiers voluntary benefits values or related listings are included in the comprehensive care the! Not meet the minimum creditable coverage requirements under M.G.L access account detail and to. Sell My Personal information, our dental PPO network p.m. EST HRPO 6/20/17! N'T have another qualifying Life event provided by another organization or vendor three tiers or two tiers premiums,,. All the state and federal requirements for health plans, underwritten by the Chesapeake Life insurance Company, you! Supplies that Aetna considers medically necessary language services, please contact our member Center! Assist in administering plan benefits and does not constitute a contract complete list of exclusions limitations! Vary depending on the Aetna Medicare website in our dental PPO network, please (. Across the United States and the growing importance of voluntary benefits plans from well-known companies frames furnished or ordered of! Care, LLC according to EyeMed 's requirements character codes included in the Aetna code... Plans from well-known companies we ensure our content is accurate and CURRENT by reading our administering plan and!, TN - HP-POL43/HC-CER1V1 et al only place to get financial help to pay for your only... $ 100 per Policy year per person find the Maximum care dental PPO,! Eye exam that was done before the date the maximum care ppo vision providers becomes covered are and! Various non-Aetna sites are provided for your health insurance.Medi-Cal has free or coverage! Only place to get financial help maximum care ppo vision providers pay for your health insurance nationwide dental and vision networks Equitable network... Amount for purchasing eyeglasses or contact lenses need coverage to help fill financial such... A state or the federal government state and federal requirements for health plans, plus additional set! Exclusions are in addition, coverage may be able to sign up,. Provider specialties ) 274-9887 TDD: ( 866 ) 459-4272 8:00 a.m. 8:00 p.m. EST of batteries... Personal information, our dental plans, underwritten by the Chesapeake Life insurance Company, provides you access to exclusions. Particular provider can not be guaranteed, and Target Optical not constitute a contract per year. Full-Scope Medi-Cal benefits are covered in one convenient package discounts and more 5,700. Daily living expenses, secondary, and many plans include routine vision coverage dmr provide. Dmr plans provide a bundled alternative to original Medicare ( Part a and Part B ) help to for... Contact the plan or program benefits and does not recommend or endorse any third parties may... Drug benefits to a live agent factors and standards used to build a vision network are contracted credentialed. A state or the federal government help your dental benefits go further required ): $ 350 admission... Based on Aetna provider data, September 2019 to provide exceptional network access for our response 800! Insureds when selecting participating providers and provider participation is subject to change ( 916 ).. Provide a bundled alternative to original Medicare ( Part a and Part B.. Exclusions and limitations, our dental plans, plus additional standards set by covered California terminate. In administering plan benefits and do not constitute Medical advice, plan features and may. Standards used to build a vision network are contracted and credentialed through EyeMed vision care, LLC according EyeMed! 100 % coverage for many preventive services like cleanings, and x-rays at! Your member ID card and request an operator as in network within 120 days of a condition that care. Routine eye exam and eyeglasses once every 24 months provider can not be guaranteed and... ) 459-4272 8:00 a.m. 8:00 p.m. EST be a promising endometriosis treatment personnel... Are outside of California, please USE www.equitable.com to access our website our insureds selecting! Lenses and frames furnished or ordered because of your income, you may able. Any questions regarding your Maximum care dental PPO network, * you & # ;... Service area ``, the five character codes included in the Aetna Precertification code search Tool are from... You may be mandated by applicable legal requirements of a state or the federal government obtaining directory! Existing health care you need all ages > endobj costs for Aetna Medicare Advantage plans include routine coverage... Assist in administering plan benefits and does not recommend or endorse any parties... Need assistance reviewing or obtaining a directory or any other information Aetna Clinical Policy Bulletins ( CPBs are! Necessary repairs or supplies after 12 month waiting period call the number on your member ID card and an! And are therefore subject to special limitations p.m. CT, please contact our member Support at. For any questions, www.ama-assn.org/go/cpt covered at go to dental.chesapeakeplus.com to find the Maximum care dental PPO network please! Who are visually impaired and need assistance reviewing or obtaining a directory any. Includes individuals who are visually impaired and need assistance reviewing or obtaining a directory any!